The finance minister declares that the Rs.1.5 lakh crore revised tax rules and credit reforms for agriculture, health, and tech sectors in Parliament nowadays. Finance Minister Nirmala Sitharaman offered the Union Budget 2025-26, outlining what she called a roadmap for economic increase, social welfare, and technological development. With a strong push for agriculture, infrastructure, tax comfort, and virtual transformation, the budget additionally harassed defence modernisation, cybersecurity, and space exploration. Highlights include better credit for farmers, tax cuts for the centre’s magnificence, report investments in healthcare and education and a focus on innovation and manufacturing. Here’s a look at the biggest takeaways from this Budget 2025 to the international market.
Agriculture & Rural Development
- Prime Minister Dhan-Dhaanya Krishi Yojana covers 100 districts and aims to boost agriculture’s productiveness, irrigation, storage and credit, and right of entry.
- Mission for Aatmanirbharta in Pulses – A six-year programme specialising in Tur, Urad, and Masoor dal to reap self-sufficiency.
- Comprehensive Programme for Vegetables & Fruits – Promotes manufacturing, green delivery chains, and honest expenses for farmers.
- Mission for Cotton Productivity – A five-year plan to improve cotton yield using science & technology.
Kisan Credit Card (KCC) Loan Limit Raised – From Rs.3 lakhs to Rs.5 lakhs for farmers, fishermen, and dairy farmers. - New Urea Plant in Assam – Annual manufacturing of 12.7 lakh metric lots for domestic use.
Healthcare Budget 2025
- Medical College Expansion – 10,000 new UG/PG seats in 2025-26, targeting 75,000 seats in 5 years.
- Day Care Cancer Centres in District Hospitals – two hundred centres in 2025-26, all districts included in 3 years.
- Social Security for Gig Workers: This includes identity playing cards, registration on the e-Shram portal, and healthcare under PM Jan Arogya Yojana.
- Medical Tourism & “Heal in India” – Private-area partnership to promote India as a global healthcare hub.
- Broadband for Primary Health Centres (PHCs) – Under BharatNet, all rural PHCs get internet connectivity.
Education & Skilling
- 50,000 Atal Tinkering Labs – To be set up in government colleges over five years to promote STEM studying.
- Broadband Connectivity for Schools – Under BharatNet, all authorities and secondary faculties may be related.
- Bharatiya Bhasha Pustak Scheme – Digital books in Indian languages for school & higher training.
- Five National Centres of Excellence for Skilling – Industry collaboration for advanced manufacturing training.
- Expansion of IITs – 6,500 more college students to be accommodated, hostel growth at IIT Patna.
- Centre of Excellence in AI for Education – Rs.500 crore allocation for AI-pushed schooling research.
Technology & Innovation
- National Geospatial Mission – Modernisation of land records, city-making plans & infrastructure layout.
- Deep Tech Fund of Funds (Rs. 10,000 crore) – Supports superior AI, biotech, and area tech startups.
- PM Research Fellowship – 10,000 fellowships for IITs and IISc, with higher economic assistance.
- Gene Bank for Crops Germplasm – A second gene financial institution to store 10 lakh plant varieties for food safety.
- Nuclear Energy Expansion—Rs. 20,000 for Small Modular Reactors (SMRs) as part of the 100 GW nuclear electricity intention by 2047.
- Gyan Bharatam Mission – Survey, digitisation & conservation of 1 crore+ historic manuscripts.
Infrastructure & Urban Development
- Urban Challenge Fund (Rs.1 lakh crore) – Focus on Cities as Growth Hubs, Redevelopment & Water/Sanitation Projects.
- 50-Year Interest-Free Loan to States – Rs.1.5 lakh crore for capital infrastructure tasks.
- Jal Jeevan Mission Extension – Expanded to 2028 to offer 100 according-cent rural faucet water connections.
- Public-Private Partnership in Infrastructure – Each ministry will develop a 3-12 months PPP pipeline.
- Asset Monetisation Plan (Rs.10 lakh crore, 2025-30) – The government will promote property to fund new tasks.
- UDAN Regional Connectivity Scheme – Expansion to 120 new locations, four crore passengers over 10 years.
- Greenfield Airport in Bihar – To supplement Patna & Bihta airports.
Personal Taxes & Financial Reforms
- There is no Tax on income up to Rs. 12 lakh (₹12.75 lakh for salaried).
- New Income Tax Slabs: Rs.0-4 lakh – Nil Rs.4-8 lakh – 5 in line with cent Rs.8-12 lakh – 10 regular with cent Rs.12-16 lakh – 15 in step with cent Rs.16-20 lakh – 20 in keeping with cent Rs.20-24 lakh – 25 in step with cent Above Rs.24 lakh – 30 in line with cent.
- Higher Exemption for Senior Citizens – Interest income limit raised from Rs.50,000 to Rs.1 lakh.
- Higher TDS Exemption for Rent – Threshold accelerated from Rs.2.4 lakh to Rs.6 lakh.
- Updated Return Filing Extended – Taxpayers now have four years (in preference to two) to accurate filings.
Manufacturing & MSMEs
- National Manufacturing Mission – Boosting MSMEs & ‘Make in India’ with coverage assistance & incentives.
- Enhanced Credit for MSMEs & Startups: Micro & Small Enterprises – Credit restrictions raised from Rs.5 crore to Rs.10 crore. Startups – Guarantee cover raised from Rs.10 crore to Rs.20 crore. Exporter MSMEs – Term loan assure as much as Rs.20 crore. Credit Cards for Micro Enterprises – Rs.5 lakh credit score restrict, 10 lakh cards in Year 1. Fund of Funds for Startups (Rs.10,000 crore) – Expanding guide for new organisations. New Scheme for First-Time Entrepreneurs – 5 lakh SC/ST & girls marketers to get loans up to Rs. 2 crore.
Exports & Trade
- Export Promotion Mission – Ministries of Commerce, MSME, and Finance to pressure targeted export growth.
- BharatTradeNet – A virtual public infrastructure for trade documentation & financing.
- Warehousing for Air Cargo – Focus on excessive-value perishable items (e.g., horticulture, seafood exports).
- Integration with Global Supply Chains – Support for Industry 4.0 & electronics production.
- National Framework for Global Capability Centres (GCCs) – Promoting IT and R&D hubs in Tier-2 cities.
Energy & Environment
- Nuclear Energy Expansion—A nuclear energy mission to study and develop small modular reactors (SMR) with an outlay of Rs.20,000 crore might be implemented. At least five indigenously developed SMRs will be operational by 2033.
- Green Manufacturing – Incentives for solar PV cells, EV batteries, electrolysers & wind generators.
- Power Sector Reforms—States will get 0. 5, in keeping with the cent of GSDP in additional borrowing for power distribution enhancements.
Tourism & Cultural Development
- Top 50 Tourist Sites Development – Special awareness on Buddhist circuits, religious & historic sites.
- PM SVANidhi Expansion—Credit aid for 68 lakh avenue carriers now has a Rs.30,000 UPI-connected credit score limit.
- Medical Tourism & ‘Heal in India’ Initiative – Easier visa norms & international partnerships.
Shipping & Maritime
- Maritime Development Fund (Rs.25,000 crore) – Supporting shipbuilding & port improvements.
- Revamp of Shipbuilding Financial Assistance Policy – Includes credit score notes for shipbreaking.
State-Wise Budget 2025
1. Bihar
- Greenfield Airport: New primary airport(s) to complement Patna Airport and a brownfield growth at Bihta.
- Western Koshi Canal Project (Mithilanchal Region): Financial guide for irrigation, benefitting 50,000 hectares of farmland.
- Makhana Board: A dedicated Makhana Board to improve manufacturing, processing, cost addition, and advertising and marketing.
- National Institute of Food Technology (Purvodaya): A food processing institute to reinforce agro-based industry and farmer earning.
2. Uttar Pradesh
- Top 50 Tourist Destination Development: Special cognisance on Buddhist websites underneath tourism growth plans.
- Medical College Expansion: Several UG/PG seats are to be added in UP scientific colleges.
- Jal Jeevan Mission Expansion: Major investments are needed to ensure 100-in-step with 100-cent tap water connectivity in rural areas.
3. Maharashtra
- Urban Challenge Fund (Rs.1 lakh crore): Mumbai and different towns are expected to be key beneficiaries of this fund for city transformation.
- Gig Worker Social Security: Nearly one crore gig employees will benefit from healthcare coverage in Mumbai, Pune, and Nagpur.
- Nuclear Energy Mission: Maharashtra will likely be a first-rate site for at least five Small Modular Reactors (SMRs).
4. Tamil Nadu
- Shipbuilding Clusters: Revamping shipbuilding with incentives and credit score aid, likely benefitting Chennai and Coimbatore industries.
- Urban Challenge Fund: Major investments predicted in Chennai Metro and concrete mobility projects.
5. Gujarat
- Maritime Development Fund (Rs.25,000 crore): Gujarat’s ports and transport enterprise will benefit appreciably.
- Nuclear Energy Expansion: Gujarat’s existing nuclear energy plants may contribute to the 100 GW expansion target by 2047.
6. Karnataka
- Centre of Excellence in AI for Education (Rs.500 Crore): Likely to be installed in Bangalore.
- PM Research Fellowships (10,000 fellowships): IISc Bengaluru will play a key role in the programme.
7. Andhra Pradesh & Telangana
- Urban Water & Sanitation Upgrades the infrastructure investment in Hyderabad and Vishakhapatnam.
- Bharatiya Bhasha Pustak Scheme: Special focus on Telugu-language digital books.
8. Rajasthan
- Mission for Cotton Productivity: Cotton-growing districts get clinical support for yield improvements.
- New Medical Colleges: Expansion in healthcare education.
9. Punjab & Haryana
- Mission for Aatmanirbharta in Pulses: Haryana and Punjab farmers can use accelerated pulse cultivation help.
- Credit Enhancement through KCC: Rs.5 lakh loan restriction boom to help farmers.
- North-East: (Assam, Meghalaya, Nagaland, Arunachal Pradesh, Manipur, Mizoram, Tripura, Sikkim).
- The New Urea Plant: in Assam contains 12.7 lakh metric heaps, which is capable of helping agricultural production.
- Fisheries Development: Special incentives for marine fishing in Andaman, Nicobar, and Lakshadweep Islands.
10. West Bengal
- Infrastructure & Export Promotion: Kolkata will benefit from logistics & port modernisation.
- Tourism & Heritage Development: It specialises in Bengal’s ancient and non-secular sites.
Agriculture
- Prime Minister Dhan-Dhaanya Krishi Yojana is a new scheme covering one hundred districts that aims to enhance productivity, promote crop diversification, improve irrigation, and offer more post-harvest garages.
- Mission for Aatmanirbharta in Pulses – A six-year software specialising in self-sufficiency in Tur, Urad, and Masoor dal.
- Comprehensive Programme for Vegetables & Fruits – To enhance manufacturing, deliver chain performance, and pricing for farmers.
- Makhana Board in Bihar – To sell processing, value addition, and advertising of makhana.
- National Mission on High Yielding Seeds – Focus on studies, weather-resilient seeds, and business availability of one hundred+ varieties.
- Mission for Cotton Productivity – A five-year assignment to beautify cotton yields with clinical help.
- Enhanced Credit through Kisan Credit Cards (KCC): The Loan limit has been elevated from Rs.3 lakh to Rs.5 lakh.
- New Urea Plant in Assam – To improve home fertiliser manufacturing.
Education
- Expansion of scientific schooling – 10,000 extra UG/PG clinical seats in 2025-26, concentrated on seventy-five 000 new seats in 5 years.
- Day Care Cancer Centres – To be hooked up in all district hospitals within 3 years, with two hundred centres in 2025-26.
- Social Security Scheme for Gig Workers – Includes identification cards, registration at the e-Shram portal, and healthcare below PM Jan Arogya Yojana.
- Medical Tourism & “Heal in India” Initiative – To promote scientific tourism with personal quarter participation and less complicated visa norms.
Technology & Innovation
- National Geospatial Mission – To modernise land information, city-making plans, and infrastructure design.
- Deep Tech Fund of Funds – A new initiative to support advanced startups.
- PM Research Fellowship – 10,000 fellowships for research in IITs and IISc with a more suitable economic guide.
- Gene Bank for Crops Germplasm – Second countrywide gene financial institution for food security and biodiversity conservation.
- Nuclear Energy Mission – Aiming for a hundred GW of nuclear electricity by way of 2047; investment in Small Modular Reactors (SMRs).
- Gyan Bharatam Mission – Digitisation and conservation of over one crore ancient manuscripts.
Personal Taxes
- New Tax Slabs (for the brand new regime): Rs.0-4 lakh: Nil Rs.4-eight lakh: five in step with cent Rs.8-12 lakh: 10 in step with cent Rs.12-sixteen lakh: 15 consistent with cent Rs.16-20 lakh: 20 per cent Rs.20-24 lakh: 25 consistent with cent Above Rs.24 lakh: 30 in keeping with cent
- Higher tax rebate – No profits tax for people with incomes up to Rs.12 lakh (Rs.12.75 lakh for salaried).
- TDS/TCS reforms – Higher exemption limits for senior residents and apartment income:
- The interest income exemption limit for seniors doubled to Rs.1 lakh.
- TDS on rental earnings threshold accelerated from Rs.2.4 lakh to Rs.6 lakh.
- The updated go-back submitting window is prolonged. Taxpayers now have four years (instead of two) to submit accurate tax filings voluntarily.
Major Allocations & Investments
- 50-Year Interest-Free Loans to States: Rs.1.5 lakh crore.
- Asset Monetization Plan (2025-30): Rs.10 lakh crore.
- Jal Jeevan Mission Extension: Covers 15 crore rural households; prolonged to 2028.
- Urban Challenge Fund: Rs.1 lakh crore (with Rs.10,000 crore for 2025-26).
- Nuclear Energy Mission: Rs.20,000 crore for Small Modular Reactors (SMRs).
- Research & Innovation Initiative: Rs.20,000 crore.
- Deep Tech Fund of Funds: Rs.10,000 crore.
- SWAMIH Fund 2 for Stressed Housing Projects: Rs.15,000 crore (to finish 1 lakh homes).
- Maritime Development Fund: Rs.25,000 crore.
Agriculture & Rural Development
- Prime Minister Dhan-Dhaanya Krishi Yojana: Covers 100 districts and 1.7 crore farmers.
- Enhanced Credit through KCC (Kisan Credit Card): Loan restriction improved from Rs.Three lakh to Rs.5 lakh.
- The mission for Aatmanirbharta in Pulses: a 6-yr plan that specialises in Tur, Urad, and Masoor.
- New Urea Plant in Assam: Annual ability of 12.7 lakh metric tons.
Health & Education
- Medical College Expansion: Adding 10,000 UG/PG seats in 2025-26, concentrated on seventy-five,000 seats in five years.
- Day Care Cancer Centres: 200 centres in 2025-26, all district hospitals to have one in three years.
- 50,000 Atal Tinkering Labs in authority colleges over 5 years.
- Centre of Excellence in AI for Education: Rs.500 crore allocation.
Technology & Infrastructure
- Nuclear Energy Goal: one hundred GW by way of 2047.
- UDAN Scheme Expansion: a hundred and twenty new locations, four crore passengers over 10 years.
- Greenfield Airports in Bihar: To complement Patna Airport & Bihta mission.
- Export Promotion Mission: Sectoral & ministerial targets for reinforcing exports.
Taxation & Relief for Middle Class
- No Income Tax for income up to Rs.12 lakh (Rs.12.75 lakh for salaried).
- TDS on Rent: Exemption restriction raised from Rs.2.4 lakh to Rs.6 lakh.
- TDS Exemption for Senior Citizens: Interest profits restrict doubled from Rs.50,000 to Rs.1 lakh.
- Revenue Forgone in Direct Taxes: Rs.1 lakh crore.
- Revenue Forgone in Indirect Taxes: Rs.2,600 crore.
Defence
- Continued Modernisation of Armed Forces.
- Increased recognition of indigenisation beneath Atmanirbhar Bharat.
- Funding for subsequent-era weapon systems, AI-pushed defence technology, and advanced surveillance gadgets.
- Boost to Domestic Defence Manufacturing.
- More funding in protection startups and MSMEs beneath Make in India.
- New incentives for the personal quarter in the manufacturing of defence systems.
- Infrastructure for Strategic Readiness.
- Border infrastructure projects in key regions.
- Expansion of logistics and airbases to improve army mobility.
- Enhanced Cybersecurity for Defence.
- Strengthened cyber protection devices in the militia.
- New collaborations with personal tech companies to develop AI-powered security solutions.
Cybersecurity
- National Cybersecurity Mission Expansion.
- More funding for strengthening cybersecurity frameworks.
- Upgradation of Cyber Swachhta Kendra (Cyber Hygiene Initiative).
- Critical Infrastructure Security.
- Strengthening cybersecurity for banking, strength, and telecom sectors.
- Increased investment in the National Critical Information Infrastructure Protection Centre (NCIIPC).
- AI & Quantum Security Research.
- Investment in AI-driven risk detection and quantum-resistant encryption.
- Collaboration among ISRO, DRDO, and NIC for stable satellite communications.
- Cyber Workforce Development.
- Establishment of cybersecurity schooling hubs in collaboration with IITs and NITs.
- Promotion of hacker training programs to expand ethical hacking skills.
Space
- Increased Budget 2025 for ISRO & Private Space Sector.
- More investment for Gaganyaan (India’s first human spaceflight mission).
- Expansion of Small Satellite Launch Vehicle (SSLV) program for commercial use.
- Strengthening NavIC (India’s regional satellite TV for pc navigation gadgets).
- New Space Industrial Corridors.
- Support for private space startups through tax incentives and investment.
- Development of devoted business corridors for area-era manufacturing.
- Public-Private Collaboration in Space Tech.
- Strengthening the position of IN-SPACe (Indian National Space Promotion and Authorization Center). to foster non-public-area participation.
- Encouragement of satellite-primarily based broadband offerings to enhance connectivity in rural areas.
- Nuclear-Powered Space Missions.
- Research & development funding for nuclear propulsion structures for deep-area exploration.
Union Budget 2025-26: Impact on UAE’s Market
The Union Budget 2025-26 prioritises agriculture, healthcare, technology, infrastructure, and economic developments that will affect international trade and investment.
- Agriculture: The Mission for Aatmanirbharta in Pulses and increased farmer finance give India’s agricultural expansion opportunities for Dubai’s pulses and cotton trade. The UAE market benefits from expanding Kisan Credit Cards (KCC) to increase agricultural tool demand.
- Healthcare: Spending on healthcare, especially medical college seats, will boost India’s healthcare hub status and encourage medical tourism. This will attract UAE nationals seeking affordable healthcare. India’s “Heal in India” campaign offers healthcare infrastructure partnerships that complement the UAE’s medical tourism agenda.
- Technology and Innovation: As AI and deep-tech enterprises receive more funding, India will become a tech powerhouse, giving international investors in AI, biotech, and space tech cooperation opportunities. India’s space initiatives offer collaboration opportunities with the UAE’s growing space sector.
- Manufacturing: It boosts India’s manufacturing sector by attracting UAE investors interested in electronics and green manufacturing.
The 2025–26 budget encourages India-UAE economic ties through investment and trade in agriculture, healthcare, technology, infrastructure, and manufacturing.
The Budget 2025-26 introduces structural adjustments throughout many sectors through coverage adjustments and investment allocations. The measures span public infrastructure, social applications, and monetary reforms, placing a framework for implementation via 2026. State governments will obtain aid for particular tasks, stated the Finance Minister, while enterprise incentives target manufacturing and technology development. The coverage report establishes new parameters for taxation, credit admission, and social welfare programs, with described timelines for execution throughout the international market.
